Skip to content
Free: Get the Canadian Investing Starter Kit →
Northern Investor logo Northern Investor

Terms of Use

Last updated: March 2026 | Effective date: March 2026

Important Risk Warning: Forex and CFD trading involves a significant risk of loss and is not suitable for all investors. You could lose some or all of your invested capital. The information on this website is for educational purposes only and does not constitute financial advice.

1. Acceptance of Terms

By accessing or using the Northern Investor website ("Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree with any part of these Terms, please do not use our Site.

These Terms apply to all visitors, subscribers, and users of the Site. Northern Investor reserves the right to update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the updated Terms.

2. Educational Purpose Only — Not Financial Advice

All content on Northern Investor is provided for educational and informational purposes only. Nothing on this Site constitutes:

  • Investment advice or financial advice
  • A recommendation to buy or sell any financial product
  • Trading signals or investment tips
  • An offer to provide investment management services
  • A solicitation to trade forex, CFDs, or any other financial instrument

Northern Investor is not a registered investment dealer, portfolio manager, or financial advisor under Canadian securities law. We are not registered with, or authorized by, the Ontario Securities Commission (OSC) or any other provincial securities regulator.

Before making any trading or investment decisions, consult a qualified financial professional who is licensed and registered in your jurisdiction.

3. Risk Disclosure

Forex trading and trading of other complex speculative products (including contracts for difference — CFDs) involves significant risk of loss. Important risks include:

  • You may lose some or all of your capital investment
  • Leveraged trading can amplify both gains and losses
  • Past performance of any trading strategy or approach is not indicative of future results
  • Exchange rate volatility can result in rapid, significant losses
  • Forex trading is not appropriate for all investors

Only trade with capital you can afford to lose. Consider your financial situation, experience level, and risk tolerance carefully before engaging in any form of trading.

4. No Guarantees

Northern Investor makes no representation or warranty, express or implied, that any trading approach, strategy, or information discussed on this Site will result in profit. We expressly disclaim any representation that you will profit from forex trading as a result of using our educational resources.

Our educational resources may reference third-party brokers, platforms, or services. Such references are for informational purposes only. We may receive compensation (affiliate commission) if you open an account with a referenced broker. This does not influence our educational content.

We are not responsible for the practices, content, or services of any third-party website linked from our Site. Always conduct your own due diligence before selecting a forex broker or trading platform.

Ensure any broker you use is properly licensed and regulated in Canada. Check the Ontario Securities Commission (OSC) or the relevant provincial securities regulator in your province.

6. Intellectual Property

All content on Northern Investor — including text, guides, glossaries, graphics, and design — is owned by or licensed to Northern Investor and is protected by Canadian copyright law.

You may download our free resources for your own personal, non-commercial use. You may not reproduce, distribute, sell, or modify our content without prior written permission.

7. Limitation of Liability

To the fullest extent permitted by applicable Canadian law, Northern Investor, its owners, employees, and affiliates shall not be liable for:

  • Any trading losses or financial losses arising from use of information on this Site
  • Any indirect, incidental, special, or consequential damages
  • Loss of profits, data, or business opportunities
  • Any loss resulting from reliance on content on this Site

By using this Site, you agree that Northern Investor's total liability to you shall not exceed $0 CAD, as all resources are provided free of charge.

8. User Conduct

You agree not to:

  • Use the Site for any unlawful purpose
  • Submit false information through our forms
  • Attempt to circumvent security measures on the Site
  • Reproduce or redistribute our content for commercial purposes without permission

9. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Governing Law and Jurisdiction

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any disputes arising from these Terms or use of the Site shall be subject to the exclusive jurisdiction of the courts of Ontario, Canada.

11. Severability

If any provision of these Terms is found to be unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

12. Contact Us

For questions about these Terms:

Email: [email protected]

Mail: 120 Adelaide Street West, Suite 2500, Toronto, ON M5H 1T1, Canada

Last updated: March 9, 2026